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Protect what matters most

Serving the Community Since 1980

featured services

Farm/Ranch Insurance

Preserve your livelihood with an agribusiness policy that safeguards your family and everything on it, from buildings and machinery to crops and livestock.

Home Insurance

Owning a house is a big step in your life and we work hard to make sure that you and your house are well protected from all the challenges that life throws at us.

Auto Insurance

Everyone spends a lot of time on the road, and at Duchscher Kapperud Insurance we pride ourselves on protecting you from harm.

Crop/Hail Insurance

Predicting the weather and outcome of your hard work in the fields is almost impossible. We want to help protect you from any financial loss due to natural disasters.

Life Insurance

Provide your family with the security they deserve in the event of your passing with a life insurance policy that meets your financial and personal needs.

Commercial Insurance

We're committed to keeping your business protected so you can focus on your day-to-day operations. We have many great options to cover all of your needs.

Interested in getting a quote?

Let one of our experienced agents assist you



As a locally owned and operated insurance agency in Havre, Montana, Duchscher Kapperud Insurance, LLC is committed to providing quality insurance products for individuals and businesses. We combine our strong insurance background and product knowledge to assist both current and future clients manage and plan for all types of potential risk.Our team of knowledgeable insurance professionals is experienced in creating personal and commercial insurance policies designed to fit your needs. You'll be paired with a Duchscher Kapperud Insurance, LLC professional who will work to ensure that you receive personalized attention you deserve.When you work with Duchscher Kapperud Insurance, LLC, you’ll experience the exceptional service and attention to detail that you can only find with an independent insurance agency.

*Duchscher Kapperud Insurance, LLC is an equal opportunity provider and employer.


Image by Spencer Pugh


Great customer service and quick response to questions.



The folks at Duchscher will come through for you, whatever the need may be. I am very pleased with the service they provided.

Image by Adam Stefanca


Great customer service and relations!!! They are friendly and on top of things!! Thank you Melissa for being our Insurance Gal!

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