Homeowners, Farm, and Auto Insurance in Havre and Great Falls, MT

We’re an independent insurance agency that’s delivered comprehensive, tailored solutions to individuals, groups, and businesses in Havre and in communities throughout Northern Montana for more than 35 years.  We offer a wide variety of insurance options, which we provide, in part, because we represent a vast array of A-rated carriers.

We prioritize protecting our clients against risk and building meaningful relationships with clients.  Our agents are thorough, considerate, and industrious, and also our agents ensure that everyone whom we serve is fully secure and taken care of.  We love our jobs and we love helping people.  We look forward to serving you. 

Insurance Offerings that fit you and Community Involvement that shows that we give back

Our insurance offerings are personal and also commercial.  For individuals and groups we have homeowners, auto, life, and health policies and plans, and also we have many other personal insurance options.  We have a business program that fully protects almost any commercial enterprise in Northern Montana, and also we have specially designed programs for businesses in more than 30 different industries.

For farmers and agribusiness owners, we have a farm program that enables the farmers and agribusiness owners to smoothly run businesses.

To learn more about our insurance offerings, please visit our products page.

We’re as committed to being a part of the communities that we serve as we are to delivering the best products and providing the finest services.  We support the Montana FFA, Montana 4-H, the United Way of Hill County, antique car clubs, MSU-N, and the Great Northern Rodeo.  Also, we participate in or attend local events whenever we’re able.

Knowledgeable, Client-minded Agents helping you stay secure and providing services that make you feel at ease

We know how important it is for individuals and businesses to stay secure and to have insurance agents that help individuals and businesses through claims processes.  For this reason, we thoroughly assess clients’ needs through in-depth consultations, risk analyses, and on-site inspections, and once we know and understand the clients' needs, we identify the right coverages.  At the points that the right coverages are identified, we create the best possible solutions.

We have quick turnaround times and we regularly and closely review policies and plans that we write.  As a result, our clients promptly get information that the clients need in order to find the right insurance, and also coverages are always current and clients’ rates are always competitive.  If and when possible, we include clients in review processes, and for this reason, the clients are able to fully understand their purchases and be cognizant of needs for changes to coverages.

Contact us or call us today.  To start on a policy, request a quote.

Additional Insurance Information:

• Montana Insurance Information and Resources (The Office of the Montana State Auditor)
• Insurance Buyer’s Guides (The National Association of Insurance Commissioners (NAIC))
• Small Business Insurance Details and Resources (The U.S. Small Business Administration (SBA))

*Duchscher Kapperud Insurance, LLC is an equal opportunity provider and employer.